Wilton, Galt, Lockeford and Ione, Ca., real estate, Horse property,ranches,vineyards,homes and land for sale in Sacramento,San Joaquin,Amador and El Dorado counties. With Andy and Diane Hall, Top Team, broker, REALTOR®

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 209 296-4064.

Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Thanks Diane
Thanks for making my real estate transaction run as smoothly as possible in such a tough market
Thank you,Denise LaBee
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Diane and Andy Hall Team is one of The Top Selling Real Estate Experts™
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See the nation's top rated reports for Schools in Wilton, Galt, Lockeford and Ione >

Christine Banks - Real Estate Appraiser
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Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You.

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC.

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you.

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Wilton, Galt, Lockeford and Ione Ca web site.

You can send copies of TripleCalc to all your friends and associates.

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...

Download TripleCalc Now!

This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.

Includes 8 other calculations you can't do without:

Simple Mortgages with P.I.T.I.
Pre-qualifying mortgages
Plus lease, investment, balloon payment and other calculators.
Every calculator uses the super-convenient "compare three at once" format.
It's FREE.

Download TripleCalc Now!

Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

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School Reports in Wilton, Galt, Lockeford and Ione, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Wilton, Galt, Lockeford and Ione

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	Where is the world's largest bridge located?
A	Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Diane and Andy Hall Team, REALTOR®, real estate agents and broker for Wilton, Galt, Lockeford and Ione, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy and Diane Hall
Premier Valley Real Estate
203 W MARKET ST
Ione, Ca 95460
17680 Pleasant Valley Rd. Placerville,Cal.
Office: 530-296-4064
Fax: 916-244-0238
Other Office: 209-680-4033
mobile: 209-217-7707
mobile: 209-337-8172
Andy@AndyjHall.net
Diane@Diane-Hall.com
Diane's DRE License#01085991 Andy's #01254531

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